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To successfully get a loan required a lot to fulfill from bank. The upmost important was to fit minimum scoring and credit rating (DSR= Debt Service Ratio). Let us help you to optimize in short/long term planning to get ready for any bank loan application. Portfolio management involves personal/company profile and overseeing a selection of bank criteria that will meet the long-term financial product such as personal loan, mortgage loan & SME loan. Also to manage rejection risk of loan applicant or home buyer, as our duty is to maintain high approval rate for our customers.